Pembahasan Ujian PAI: A40 – No. 9 – Mei 2018

Pembahasan Soal Ujian Profesi Aktuaris

SOAL

Pada suatu perjanjian asuransi yang memiliki fitur policy dividend, pemegang polis dapat memilih opsi pembayaran polivy dividend sebagai berikut:

1. Paid in cash
2. Applied to purchase one-year term insurance
3. Applied to purchase paid up additions on the policy
4. Applied to reduce the premium due on the policy
5. Left with the company to accumulate at interest

1. i, iii, dan v benar
2. i, iii, dan iv benar
3. i, ii, iv, dan v benar
4. i, iii, iv, dan v benar
5. i, ii, iii, iv, dan v benar

[showhide type more_text=”Kunci Jawaban & Pembahasan” less_text=”Sembunyikan Kunci Jawaban & Pembahasan”]

PEMBAHASAN

Five alternatives, called policy dividend payment option or dividend payment options, enable participating policyowners to select the manner in which they want their policy dividends disbursed. Policy owners can choose to have their policy dividends.[1]

• Paid in cash
• Applied to reduce the premium due on the policy
• Left with the company to accumulate at interest
• Applied to purchase paid-up additions to the policy
• Applied to purchase one-year term insurance (known as the fifth dividend option)

Jawaban: e. i, ii, iii, iv, dan v benar

[1] Mulligan, E. and Stone, G. (1997). Accounting and financial reporting in life and health insurance companies. Atlanta, Ga.: Life Management Institute, LOMA.[/showhide]