Clause 4.12 Short Circuit Extended Cover

CLAUSE 4.12 SHORT CIRCUIT EXTENDED COVER #

It is hereby noted and agreed that subject to the Insured having paid  the agreed additional premium, this insurance shall cover physical damage to any one unit of electrical or electronic equipment, except electrical or electronic equipment used for household purposes, stated in the Schedule, caused by short circuit on such electrical or electronic equipment.

For any indemnity payable herein, the Insured shall bear a deductible of 5% of the sum insured of the damaged item or Rp 100,000 (one hundred thousand rupiahs) for any one occurrence, whichever is the higher.

This extended cover shall not be applicable if the risk has been covered under more specific insurance