Pembahasan Ujian PAI: A40 – No. 29 – November 2016

Pembahasan Soal Ujian Profesi Aktuaris

SOAL

Dari alternatif pilihan policy dividend payment options pada soal no.28, manakah yang dikenal dengan “the fifth dividend option”:

1. ii
2. iii
3. iv
4. v
5. vi

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PEMBAHASAN

Berikut ini yang bukan merupakan alternative dari policy dividend payment options,  bagi pemilik polis participating untuk memilih cara dalam mengambil dividend polis mereka, yaitu:

1. Paid in cash
2. Applied to purchase endowment insurance
3. Left with the company to accumulate interest
4. Applied to reduce the premium due on the policy
5. Applied to purchase paid-up additions to the policy
6. Applied to purchase one-year term insurance

Five alternatives, called policy dividend payment options or dividend payment options, enable participating policy owners to select the manner in which they want their policy dividends disbursed. Policy owners can choose to have their policy dividends.[1]

• Paid in cash
• Applied to reduce the premium due on the policy
• Left with the company to accumulate at interest
• Applied to purchase paid-up additions to the policy
• Applied to purchase one-year term insurance (known as the fifth dividend option)

Jawaban: e. vi

[1] Mulligan, E. and Stone, G. (1997). Accounting and financial reporting in life and health insurance companies. Atlanta, Ga.: Life Management Institute, LOMA.

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