Change of Product


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If during the policy period there are alterations which affect the amount of premium, insurance benefits, or the provisions of this product, we will submit a thirty (days) prior written notice to your address kept in our records to let you decide whether you agree or not such alterations. If written within thirty (30) days after the written notice is received, we do not receive any response from you, therefore we will assume that you have agreed with such alteration.

This agreement has been adjusted with the provisions of the prevailing laws and regulations, including the provisions of the financial services authority regulation.

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