Pembahasan Ujian PAI: A40 – No. 20 – November 2011

Forecasting techniques that insurers use include :

• Qualitative methods rely on the judgment of manager , who use their own experience and understanding of current economic conditions to make predictions
• Trend predictions rely on historical data to reveal sales and investment trends, and then use these trends to predict future performance
• Regression analyses rely on the knowledge of how the fluctuation of a known, dependent variable, such as disposable income, impacts an unknown variable, such sales

^[1] Mulligan, E. and Stone, G. (1997). Accounting and financial reporting in life and health insurance companies. Atlanta, Ga.: Life Management Institute, LOMA.